Beautifully Organised

Wednesday, March 14, 2018

3 simple ways to organise your bills

Are you struggling to pay your bills on time because you don’t have a simple system in place to keep track of them?

Watch the video below or keep reading, because today I’ll show you 3 easy ways to organise your bills so you never miss a payment again!
It’s SO frustrating to get a bill reminder in the mail - especially if it’s written in red - saying missed your payment due date and you’re now accruing interest or paying extra in fines or “admin fees”.

I HATE the feeling you get when you’re behind on your bills. You feel stressed, guilty because you thought you were on top of things and now you have to rework the budget to allow for that missed payment and get ready for the next one due this month! So you kind of feel like you’re paying it twice and that just adds to the overwhelm.

Here’s the thing - it’s not that you aren’t good at budgeting - it’s that life gets in the way and sometimes you simply forget when bill is due because so much else is already going on.

Let’s make it really easy from now - I’m going to show you 3 simple ways you can organise your bills just pick the one that you think will fit in best with your life and you’ll never have to worry about overdue bills again.

The first solution is to keep them all in one spot. It could be a box on your kitchen counter, a file folder at your computer, or an envelope stuck on the back of your front door. Just create a space for your bills to go in until you’re ready to pay them. Then every Sunday night, collect them from that space, pay the ones that are due this week, and put the ones that aren’t due yet back in the envelope, file or box ready for next week.

The second simple way to organise your bills is to pay them regularly so the payment due date isn’t even relevant anymore. If you’re electricity bill is $300 a quarter, check with your provider and see if they’re cool with you paying $25 a week instead and if they are, set it up on your internet banking to do it for you every time you get paid. You don’t have to think about it anymore, you won’t get hit with big payments due anymore, and you’ll LOVE opening your bills and seeing you are in CREDIT every time.

And the third option is to pay your bills as soon as you open them. Literally, hold your smartphone while you collect your mail each day and as you walk into the house and open up your mail, pay your bills online with your phone before you put the papers down again. We’ve been doing this one for the past few years in our house and it’s made such a difference. The first couple of months were really tight on the budget - I’m talking rice and beans for dinner - because we were paying everything BEFORE it was actually due. But it was SO worth it to get ahead and the feeling you get when you pay that bill as soon as you open it and then the mental pressure for that bill just disappears - it’s amazing.

So there you have it! 3 easy ways to organise your bills and never miss a payment due date again.

If you’d like more tips on how to organise the “boring adult stuff” in a simple way, go ahead and grab one of my freebies here at Beautifully Organised - for example, there’s a great free laundry hacks program that will help you see the bottom of your washing basket again and stay on top of your laundry routine! Just click here to get it.

We also have a handy video on how to organise paperwork like school notes so you can stay on top of that, here's the link so you can check it out next!

x Marissa

Tuesday, March 6, 2018

Quick & Easy Homemade Crackers

Today I made quick and easy home made crackers LIVE on Facebook using this recipe from the Kitchn.

Honestly - it's the easiest home made cracker recipe I've ever come across. I make half a batch at a time and I don't even need a mixing bowl, I just add all the ingredients into my measuring jug, mix, then pop it out on the counter to knead it quickly and roll it out.

SO easy. I filmed it live, so you'll also get to sneak a peek at my currently broken pantry door ;)

Join me live next time!

x Marissa

Wednesday, February 28, 2018

Keep your home clutter free with this one simple rule

If you've decluttered recently and have noticed that clutter is creeping back into your home, this video is for you!

I'm sharing my one simple rule to keep your home decluttered permanently - it's easy to implement and once you get going with it, it becomes the new normal easily in your home.

Watch till the end to see how to handle this rule with your kids as well:

x Marissa

How to slice home made bread evenly

Making home made sandwich bread is easy, but slicing it evenly for sandwiches and for the toaster is not!

After weeks of trying to slice by hand, my mum and I found this handy slicing guide at our local op shop (thrift store).

Here's how I use it to slice my home made bread evenly and easily:

This video was filmed LIVE on Facebook! Join me next time:

x Marissa

Tuesday, February 13, 2018

How to save money easily

Whether you want to save up your cash for something special, pay down your debt, or have money available in case of emergency, it's always a good idea to have some extra put aside for when you need it.

But it's not easy moving away from living pay check to pay check and building up your savings - for most of us it seems like there's always another need to provide for, another bill to pay, or simply not enough money coming in to cover all of our expenses.

The best advice I've ever received when it comes to making your budget work is to know the difference between a NEED and a WANT.

Your 4 basic NEEDS in life are food, shelter, utilities and transport - everything else is a bonus.

I know, that doesn't sound realistic in an age of smartphones, packaged foods and Netflix - but you'll be surprised at how much you can do without when you really need (or want) to save some cash.

Once you settle on your needs based budget (it's different for everyone - start with the basic 4 and build from there, staying under what you bring in with your income every week or fortnight), it's time to make sure your money actually gets put aside, so you can't spend it before you get a chance to save it.

Personally, I like everything in my life to be as simple as possible. So today I'm sharing my favourite 3 techniques to save money.. on autopilot.

You set it up, and then it basically takes care of itself.

Watch the video below for a walk through of the 3 techniques, and when you're ready for more, you can get ALL of my favourite ways to save money easily with this handy cheat sheet: